Cash-on-cash return calculator
Measure how hard your invested dollars are working — direct return on the cash you put down.
$
Net rental income after expenses AND mortgage payments — before taxes.
$
Down payment + closing costs + any initial rehab.
5.33%
Typical residential rental range.
What is cash-on-cash return?
Cash-on-cash return is the annual pre-tax cash flow the property generates, divided by the total cash you invested (down payment + closing costs + initial rehab). It tells you the actual return on the dollars in your account, which makes it the cleanest way to compare a property against alternatives like the S&P 500 or a high-yield savings account.
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